Arizona Cardinals vs Los Angeles Chargers, NFL Picks

Arizona Cardinals
Arizona Cardinals
VS
Los Angeles Chargers
Los Angeles Chargers
Sun, Sep 13 · 4:25 PM ET · SoFi Stadium
Market Action
ARI @ LAC
Live odds trackingLAC
-590-585-580-570-565-560-5778/238/258/278/298/319/29/49/6-551
OWLS INSIGHTAPI / DATA10% OFF First 3-Months
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Model Projection
These numbers come from a power-rating model built on the method Billy Walters lays out in his book Gambler.
Projected Spread
LAC -9.5
Market
LAC -9.5 (-115)
Projected Total
45.5
Market
47 (O -110 / U -108)
Projected Moneyline
LAC -310
Market
LAC -500
This projection and current market action are supplementary and do not influence the final qualitative pick and analysis of today's game.
Season stats ordered from most to least relevant. Longer bar, stronger league standing.
ARILAC
20.9 (23rd)
Points
(20th) 21.6
How many points does the team score per game?
(League Avg: 23.0 Pts/Game)
347.6 (14th)
Total Yards
(10th) 354.1
How many yards does the offense gain per game?
(League Avg: 341.5 Yds/Game)
232.6 (7th)
Pass Yards
(18th) 212.2
How many passing yards does the offense gain per game?
(League Avg: 209.7 Pass Yds/G)
93.1 (31st)
Rush Yards
(12th) 121.6
How many rushing yards does the offense gain per game?
(League Avg: 116.9 Rush Yds/G)
41.5% (9th)
3rd Down
(3rd) 45.8%
How often does the offense convert on third down?
(League Avg: 39.5%)
54.1% (22nd)
Red Zone TD
(28th) 47.4%
How often does a red zone trip end in a touchdown?
(League Avg: 56.4%)
5.53 (15th)
Yards/Play
(17th) 5.50
How many yards does the offense average per play?
(League Avg: 5.58 Yds/Play)
21 (T17th)
Giveaways
(T17th) 21
How many turnovers has the offense given away?
(League Avg: 20 Giveaways)
28.7 (29th)
Points Allowed
(9th) 20.0
How many points does the defense allow per game?
(League Avg: 23.0 Pts/Game)
369.8 (26th)
Yards Allowed
(3rd) 300.3
How many yards does the defense allow per game?
(League Avg: 341.5 Yds/Game)
230.8 (24th)
Pass Yds Allowed
(5th) 179.9
How many passing yards does the defense allow per game?
(League Avg: 209.7 Pass Yds/G)
126.9 (25th)
Rush Yds Allowed
(8th) 105.4
How many rushing yards does the defense allow per game?
(League Avg: 116.9 Rush Yds/G)
43.1% (27th)
3rd Down Def
(5th) 35.2%
How often do opponents convert on third down?
(League Avg: 39.6%)
61.8% (25th)
Red Zone Def
(4th) 46.9%
How often do opponents score a touchdown in the red zone?
(League Avg: 56.6%)
30 (T28th)
Sacks
(T10th) 45
How many times has the defense sacked the quarterback?
(League Avg: 40 Sacks)
19 (T19th)
Takeaways
(T7th) 23
How many turnovers has the defense forced?
(League Avg: 20 Takeaways)
Matchup Breakdown
Arizona's offense: Arizona moves the ball well through the air, ranking among the better passing offenses in the 2025 season, but the ground game sits near the very bottom of the league. They convert on third down at a solid rate, though they have struggled to finish drives with touchdowns once they reach the red zone.
Los Angeles's offense: Los Angeles converts third downs at one of the highest rates in the league in the 2025 season, keeping drives alive far more consistently than most teams. Their run game is comfortably above average, but like Arizona they have been among the least effective teams at turning red-zone visits into touchdowns.
Los Angeles's defense: Los Angeles's defense is one of the stingier units in the league, ranking among the top teams in total yards allowed, pass defense, third-down stops, and red zone resistance. They generate above-average pressure on the quarterback and create turnovers at a solid clip.
Arizona's defense: Arizona's defense has been among the most permissive units in the league in the 2025 season, surrendering points and yardage at near-bottom rates across almost every category. They struggle to get off the field on third down, give up touchdowns at a high rate in the red zone, and generate almost no pass rush.
Overall: Los Angeles holds a clear structural edge on both sides of the ball. Arizona's strongest offensive weapon, the passing game, runs directly into one of the better pass defenses in the league, while their lack of a ground game leaves them with limited ways to keep the defense honest. Arizona's defense, meanwhile, has glaring weaknesses on third down and in the red zone, two areas where Los Angeles's offense has shown consistent strength in the 2025 season.
Quarterback Matchup
The two starters, and how each has actually played.
Jacoby Brissett
Jacoby Brissett
QB #7 · ARI
Tier
Solid
Passer Rating
94.1
Completion
64.9%
Yards/Game
240.4
TD / INT
23 / 8
Yards/Attempt
6.9
Sacks Taken
43
2025 season numbers
Justin Herbert
Justin Herbert
QB #10 · LAC
Tier
Solid
Passer Rating
94.1
Completion
66.4%
Yards/Game
232.9
TD / INT
26 / 13
Yards/Attempt
7.3
Sacks Taken
54
2025 season numbers
The Read
Arizona's quarterback: Jacoby Brissett has operated as a reliable, low-variance starter in the 2025 season, protecting the ball well and keeping the offense functional without leaning on big-play production.
Los Angeles's quarterback: Justin Herbert has been the more aggressive option in the 2025 season, generating stronger touchdown production and pushing the ball downfield at a better clip, though he has carried noticeably more turnover risk than Brissett.
The protection: Herbert has been sacked at a considerably higher rate than Brissett in the 2025 season, pointing to either line instability or a tendency to hold the ball longer on deeper routes. Brissett has worked behind cleaner protection throughout, which has contributed to his steadier numbers.
Overall: Despite matching passer ratings, Herbert holds a real edge as the more dynamic thrower, with better per-attempt efficiency and a higher touchdown ceiling. Brissett's advantage is ball security, which is genuine but caps his upside. The gap between these starters is narrower than most matchups, and how Herbert's protection holds up against Arizona's pass rush will likely be the deciding factor in how that edge actually shows up.
Team Conditions
Schedule rest, recent form, and the current injury report.
ARILAC
Rest
First game of the season, full off-season of rest.
First game of the season, full off-season of rest.
Form
2025 record 3-14 (home 1-7, road 2-7)
2025 record 11-6 (home 6-3, road 5-3)
InjuryKey Players
J. Love (RB) - SEP 3 · Questionable
W. Johnson (CB) - AUG 31 · Questionable
Z. Carter (DT) - AUG 31 · Injured Reserve
T. Reiman (TE) - AUG 31 · Out
J. Conner (RB) - AUG 30 · Injured Reserve
T. Benson (RB) - AUG 25 · Injured Reserve
D. Taylor-Demerson (S) - AUG 23 · Questionable
B. Gillikin (P) - AUG 23 · Questionable
None reported
The Read
Arizona's availability: The Cardinals are missing two running backs on injured reserve, including James Conner, with a third questionable for the opener, so the backfield enters the season already thin. The secondary and special teams carry additional question marks that add to the uncertainty around their depth.
Los Angeles's availability: The Rams report no significant injuries heading in, a clean bill of health that leaves their full roster available and their coaching staff with no forced adjustments.
Rest and form: Both teams had a full offseason, so preparation time is even. The prior season, though, was a sharp contrast: Arizona was one of the worst teams in the league, while Los Angeles finished as a genuine playoff contender before falling in back-to-back postseason games.
Overall: Los Angeles enters this game in the stronger position across every relevant dimension, with a healthy roster and a recent history of competitive football. Arizona is carrying real backfield attrition into the opener and is coming off a season that left little to build confidence on. The health gap and the form gap both tilt the same way.
Weather & Stadium
Game-time conditions and whether they actually matter here.
77°F
SoFi Stadium
Open Air
Roof: Open air, conditions are in play
Temperature: 77°F, comfortable football weather, no effect on the passing game
Wind: 9mph, light enough to leave the passing and kicking game alone
Precipitation: 0% chance, conditions should stay dry
N9 mph
The Read
The stadium: SoFi Stadium features a fixed translucent canopy that shades the field but leaves the sides open to the air, so outdoor conditions are fully in play for this matchup.
The conditions: Temperatures are in comfortable football range, wind is light enough to leave the passing and kicking game undisturbed, and no precipitation is expected throughout.
Overall: None of the weather variables present a genuine push on the total or alter the approach either team would take. Arizona and Los Angeles are effectively playing in neutral conditions, and the environment introduces no friction in either direction. The weather is simply not a factor here.
Side Write-Up
Ten and a half points is an outsized margin even when the structural case for the favorite is legitimate, and the evidence here points toward a competitive game more than a blowout. Arizona's passing game ranks among the better air attacks in the 2025 season, giving Brissett real weapons to work with, and his ball security has been among the cleanest at the position, limiting the turnover gifts that let a defense snowball a point total in a hurry. Los Angeles's red zone offense has been among the least efficient in the league in the 2025 season, so even when the Chargers sustain drives they have struggled to finish with touchdowns at a meaningful rate. Herbert is the more dynamic quarterback and holds a real edge as the more aggressive downfield thrower, but he carries genuine turnover risk and has absorbed a considerably higher sack rate than Brissett throughout the 2025 season. The strongest counterargument is that Arizona's defense is one of the worst units in the league and the Cardinals are entering the opener with their backfield already depleted at running back, which limits their ability to control the clock or take pressure off the secondary. That is a real drag on Arizona's margin, but when Los Angeles's red zone efficiency has been among the league's worst and the Chargers have not demonstrated the ability to consistently convert drives into touchdowns, the path to covering a ten-and-a-half-point spread requires a level of sustained finishing that their own 2025 season numbers do not support.
Final PickArizona +10.5
Total Write-Up
Arizona's defense is one of the most permissive units in the league in the 2025 season, giving up yardage and points at the bottom of almost every defensive category, and that context hands Los Angeles a favorable environment to accumulate scoring volume from the opening possession. The Chargers convert third downs at one of the highest rates in the league in the 2025 season, keeping drives alive more consistently than nearly any other team, and they pair that efficiency with an above-average run game that allows them to stay on the field and control the pace of play. Herbert is the more aggressive downfield passer with stronger touchdown production, and he is operating against a secondary that carries its own question marks heading into the opener. Arizona's passing game is among the better air attacks in the 2025 season, so even against a stingy Los Angeles pass defense the Cardinals carry real offensive production that adds a second source of scoring to the equation. Conditions at SoFi Stadium present no friction, with light wind and comfortable temperatures leaving the passing and kicking game completely undisturbed. The strongest counterargument is that both offenses rank among the least effective in the league at converting red zone visits into touchdowns, which could suppress the actual point total even when drives move freely. But Arizona's defense surrenders yardage at such a consistent rate across so many categories that Los Angeles figures to generate scoring volume well above what a typical opponent would produce, and Arizona's functional passing offense ensures the Cardinals are contributing to the total rather than dragging it down.
Final PickOver 46.5
This information is for entertainment purposes only and is not any form of financial or gambling advice. Sports involve high variance therefore always be responsible and manage your risk accordingly.
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